Auto Insurance in Alaska — Average Cost 2026
Average auto insurance in Alaska: $1,350/year ($113/month). Alaska ranks #9 out of 51 states — below the national average.
Average annual
$1,350
Average monthly
$113
National rank
#9
of 51 states
vs national avg
-24.2%
Alaska vs national average
Get your personalized estimate
State averages are the starting point. Your actual rate depends on your individual profile. Use our calculator for a detailed estimate.
Auto insurance in Alaska
Alaska sits 24% below the national average for auto insurance, reflecting the state's lower population density, fewer severe weather events, and lower-than-average litigation rates. Drivers in Alaska tend to benefit from competitive rates across major insurers.
As with any state, your individual rate depends on your driving record, vehicle, coverage level, and the specific insurer you choose. Comparing multiple quotes can still save Alaska drivers hundreds of dollars annually.