Auto Insurance in Delaware — Average Cost 2026
Average auto insurance in Delaware: $1,820/year ($152/month). Delaware ranks #31 out of 51 states — above the national average.
Average annual
$1,820
Average monthly
$152
National rank
#31
of 51 states
vs national avg
+2.2%
Delaware vs national average
Get your personalized estimate
State averages are the starting point. Your actual rate depends on your individual profile. Use our calculator for a detailed estimate.
Auto insurance in Delaware
Delaware sits 2% above the national average for auto insurance, reflecting the state's lower population density, fewer severe weather events, and lower-than-average litigation rates. Drivers in Delaware tend to benefit from competitive rates across major insurers.
As with any state, your individual rate depends on your driving record, vehicle, coverage level, and the specific insurer you choose. Comparing multiple quotes can still save Delaware drivers hundreds of dollars annually.