Auto Insurance in Oklahoma — Average Cost 2026
Average auto insurance in Oklahoma: $1,700/year ($142/month). Oklahoma ranks #27 out of 51 states — below the national average.
Average annual
$1,700
Average monthly
$142
National rank
#27
of 51 states
vs national avg
-4.5%
Oklahoma vs national average
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Auto insurance in Oklahoma
Oklahoma sits 4% below the national average for auto insurance, reflecting the state's lower population density, fewer severe weather events, and lower-than-average litigation rates. Drivers in Oklahoma tend to benefit from competitive rates across major insurers.
As with any state, your individual rate depends on your driving record, vehicle, coverage level, and the specific insurer you choose. Comparing multiple quotes can still save Oklahoma drivers hundreds of dollars annually.