Full coverage
A package including liability, collision, and comprehensive coverage.
Full definition
Full coverage is not a specific policy type — it's industry shorthand for a combination of liability coverage (required by law), collision coverage (pays for your car if you hit something), and comprehensive coverage (pays for non-collision damage like theft, weather, or fire). It's required by lenders when you finance or lease a vehicle.
Real-world example
A deer runs into your car at night. Comprehensive coverage pays for repairs (minus your deductible). Without comprehensive, you'd pay out of pocket.
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Use the calculator →Quick summary
A package including liability, collision, and comprehensive coverage.
Related terms
- Collision coverage
Pays to repair or replace your vehicle after an accident.
- Comprehensive coverage
Covers non-collision damage like theft, weather, and fire.
- Liability insurance
Coverage that pays for damage or injuries you cause to others.