Auto Insurance in Wyoming — Average Cost 2026
Average auto insurance in Wyoming: $1,290/year ($108/month). Wyoming ranks #8 out of 51 states — below the national average.
Average annual
$1,290
Average monthly
$108
National rank
#8
of 51 states
vs national avg
-27.5%
Wyoming vs national average
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State averages are the starting point. Your actual rate depends on your individual profile. Use our calculator for a detailed estimate.
Auto insurance in Wyoming
Wyoming sits 28% below the national average for auto insurance, reflecting the state's lower population density, fewer severe weather events, and lower-than-average litigation rates. Drivers in Wyoming tend to benefit from competitive rates across major insurers.
As with any state, your individual rate depends on your driving record, vehicle, coverage level, and the specific insurer you choose. Comparing multiple quotes can still save Wyoming drivers hundreds of dollars annually.