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Renters Insurance in Wyoming — Average Cost 2026

Average renters insurance in Wyoming: $200/year ($17/month). Wyoming ranks #4 out of 51 states — below the national average.

Average annual

$200

Average monthly

$17

National rank

#4

of 51 states

vs national avg

-24.0%

stable trend

Wyoming vs national average

Wyoming$200/yr
National average$263/yr

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State averages are the starting point. Your actual rate depends on your individual profile. Use our calculator for a detailed estimate.

Calculate for Wyoming

Renters insurance in Wyoming

Renters in Wyoming pay approximately 24% below the national average for renters insurance. At just $17/month for most renters, this is one of the most cost-effective types of insurance available. It covers personal belongings, personal liability, and additional living expenses if your rental becomes uninhabitable.

Most renters insurance policies include $100,000 in personal liability coverage — protection if a guest is injured in your apartment or if you accidentally damage a neighbor's property. Adding renters insurance to an existing auto policy typically triggers a bundling discount that can offset part of the cost.

How Wyoming compares to neighbors

Wyoming (you)$200/yr
Colorado
$295/yr+$95
Idaho
$225/yr+$25
Montana
$235/yr+$35
Nebraska
$250/yr+$50
South Dakota
$185/yr$15